High Yield Savings Account | Rates Between 0.25% APY^ and 2.63% APY^

Person outside office building with phone in hand

Open a High Yield Relationship Savings account online today.

Earnings are tiered so the more you save, the more interest you'll earn.

Open an Account Online

See how much interest you can earn with your balance:

0.25% APY^{^}

$0 - $24,999

1.51% APY^{^}

$25,000 - $49,999

1.51% APY^{^}

$50,000 - $99,999

2.02% APY^{^}

$100,000 - $249,999

2.43% APY^{^}

$250,000 - $499,999

2.53% APY^{^}

$500,000 - $999,999

2.58% APY^{^}

$1,000,000 - $2,999,999

2.58% APY^
$3,000,000 - $4,999,999

2.63% APY^{^}

$5,000,000 & more

With a High Yield Relationship Savings account, you'll get:

Earn Interest

Earn tiered interest between 0.25% APY^ and 2.63% APY^. Rates may change. Interest is compounded daily and credited quarterly.
Monthly Service Charge

$10 monthly service charge, waived with minimum daily balance of $5,000 or $10,000 average daily combined relationship balance.^Δ
Relationship Perks

The balance in this account may be used to waive monthly service charges on other qualifying deposit accounts. Fees may reduce earnings.
Overdraft Protection

This account may be linked to protect your Banner checking account in overdraft situations.^δ
Easy to Access Statements

No cost for paper statements. Sign up to receive safe and accessible eStatements.
Additional Benefits

Direct deposit, automatic savings plan and automatic loan payments are available.^‡

With every Banner Bank savings account, you'll get:

Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.

View the High Yield Savings Product Guide.

When you apply online, you’ll create a secure, personal dashboard account to serve as your application hub. From this dashboard, you can track the status of applications, see any steps you need to take, and review and download disclosures. This dashboard will also retain many of the details you enter, speeding up the process if you apply for another product.

^

Annual Percentage Yield (APY) accurate as of 12/16/2025. Rates may change. The interest rate tier is determined by the actual daily account balance. Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%. Public fund accounts not eligible. Additional restrictions may apply. View current rates.

∫

Minimum opening balance of $25,000 must be new money to Banner Bank.

Δ

The average daily checking/savings relationship balance includes all of the primary account owner’s checking, savings, and money market accounts on which they are a primary or joint account owner.

δ

Subject to funds availability. Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California.

‡

Message and data rates may apply. May require authentication, registration, and/or activation.