High Yield Savings Account | Best Rates Up To 4.08% APY^

Person outside office building with phone in hand

Person using phone outside high rise building

The more you save, the more you’ll earn. Both individual and business clients are welcome to apply with a minimum opening balance of $25,000^∫ and a Banner Bank checking account.

Open an account online

With a High Yield Savings account, you'll get:

Earn Interest

Earn up to 4.08% APY^{^}. Interest is compounded daily and credited quarterly.

Monthly Service Charge

$10 monthly service charge, waived with minimum daily balance of $5,000 or $10,000 average daily combined relationship balance^Δ.

Relationship Perks

The balance in this account may be used to waive monthly service charges on other deposit accounts.

Overdraft Protection

This account may be linked to protect your Banner checking account in overdraft situations.^δ

Easy to Access Statements

No cost for paper statements. Sign up to receive safe and accessible eStatements.

Additional Benefits

Direct deposit, automatic savings plan and automatic loan payments are available.^‡

With every Banner Bank savings account, you'll get:

Earn interest on your own money

24-7 Bank-By-Phone

Online and mobile banking

Personal Financial Management tools

See how much interest you can earn with your balance:

0.50% APY^{^}

$0 - $24,999

2.02% APY^{^}

$25,000 - $49,999

2.53% APY^{^}

$50,000 - $99,999

2.79% APY^{^}

$100,000 - $249,999

3.05% APY^{^}

$250,000 - $499,999

3.30% APY^{^}

$500,000 - $999,999

3.56 APY^{^}

$1,000,000 - $2,999,999

3.82 APY^{^}

$3,000,000 - $4,999,999

4.08% APY^{^}

$5,000,000 & more

Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.

Access the Business Account Agreement and Business Accounts Schedule of Fees.

View the High Yield Savings Product Guide and Business High Yield Savings Product Guide.

^

Annual Percentage Yield (APY) accurate as of 4/27/23. Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. Public fund accounts not eligible. Additional restrictions may apply.

∫

Minimum opening balance of $25,000 must be new money to Banner Bank.

Δ

The average daily checking/savings relationship balance includes all of the primary account owner’s checking, savings, and money market accounts on which they are a primary or joint account owner.

δ

Subject to funds availability. Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California, or to current Banner Bank deposit clients.

‡

Message and data rates may apply. May require authentication, registration, and/or activation.