Personal Checking Account Options | Open an Account Online Today
With a Banner Bank checking account, you can enjoy some seriously good benefits.
- Nationwide ATM convenience
- Bank anytime from your favorite device
- Mastercard® debit card with Zero Liability Protection
- Robust digital tools: online banking, mobile banking, text banking‡, Bill Pay, eStatements, direct deposit, digital wallet, Snapshot DepositTM, and Personal Financial Management
Earn up to $500 when you open new personal accounts.
With all Banner Bank checking accounts, you'll get:
Choose the checking account that best fits your needs:
The checking account that comes with our best benefits.
To receive the personal offer, you must open your account online at bannerbank.com or at a Banner Bank branch and use the promo code at account opening that was provided to you by Banner Bank. Offer is not available to those whose accounts have been closed within the last 2 years. You may only receive one new account opening-related bonus every two years on a consumer checking account and one new account opening-related bonus every two years on a consumer savings or money market account. Offer is subject to change without notice and may not be combined with any other offer. Must meet standard account opening requirements. Offer available to residents of OR, WA, CA or ID only.
To receive the $400 checking bonus: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; AND 2b) Have a minimum daily balance of $25,000 or more within 30 days of account opening and maintain for 90 days.
To receive the $100 checking bonus: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; OR 2b) Have a minimum daily balance of $1,000 or more within 30 days of account opening and maintain for 90 days.
Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments or mobile check deposits are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. Deposits are subject to verification and are not available for immediate withdrawal.
To receive the $100 savings bonus (in addition to the checking offers above: 1) Open a Banner Bank personal savings or money market account when the checking account is opened; AND 2) Deposit a total of $1,000 or more in new money (not held at Banner Bank) within 30 days of account opening; AND 3) Maintain a minimum daily balance of $1,000 or more for 90 days; AND 4) Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account.
After you have met the above requirements and the account has been open for 90 days, we'll deposit the bonus into your new account within 30 days. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. Account must be in an open status and in good standing at the time of payout.
Minimum opening balance of $25 for Connected Savings and Banner’s Digital Account; $50 for Connected Checking, Rewards Checking and Banner's Best Checking; $100 for Money Market Savings and Banner's Best Savings; $25,000 for High Yield Savings and must be new money to Banner Bank.
Fees: Service fees may apply based on the account(s) you select. For a schedule of fees and deposit account agreements, please visit our terms and tips page.
IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 12/31/2024.