Banner's Best Checking Account
The checking account that comes with everything.No ATM fees anywhere in the U.S. Plus, earn more interest with higher balances. And, earn 0.25% over posted rates on new and renewed Certificates of DepositΘ.
With every Banner Bank checking option, you'll get:
With Banner’s Best Checking, you also get:
Earn premium tiered interest on your checking account.
Opportunities to Earn More
Earn 0.25% over posted rates on new and renewed Certificates of Deposit and a 0.25% rate reduction on new consumer loans†, in addition to 0.25% for automatic payments.Θ
Outstanding ATM Benefits
Use any ATM in the U.S. and we'll reimburse the fees.^
Monthly Service Charges
$12 monthly service charge, waived with minimum daily balance of $5,000 or $10,000 average daily balance; or an $25,000 average combined relationship deposit balanceΔ
Low Opening Balance
Open a checking account with as little as $50π.
Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices‡.
Easy to Access Statements
No cost for paper statements. Sign up to receive safe and accessible eStatements.
With overdraft protection you can link to a savings account or line of credit to cover your purchases.»
Banner Savings Account
No monthly service charge on a Connected Savings account with $25 or more auto transfer from this checking account.
Debit Card Security
Your personal debit card♠ is covered by Mastercard® Zero Liability Protection and you can register for Mastercard ID Theft ProtectionTM.
Direct deposit available. Discounts on check orders and 50% off safe deposit annual rental fee when you use auto-pay. No cost for cashier's checks or money orders funded from this account.
Applying for a checking account is easy.
Minors (age 12-17) are eligible to be an account owner if a parent or guardian (age 18 and older) is also an owner on the account. All account owners have full rights to withdraw, deposit and transfer funds.
Surcharges assessed by non-Banner ATMs will be reimbursed by Banner Bank to client's account.
The average daily checking/savings relationship balance includes all of the primary account owner’s checking, savings, and money market accounts on which they are a primary or joint account owner.
Message and data rates may apply. May require authentication, registration, and/or activation.
Subject to credit approval. Does not include 1-4 Family mortgage or credit cards (excludes loan rate specials).
On selected terms and to be used for new certificates of deposit or at renewal (exclusions may apply).
Overdraft protection by line(s) of credit subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or to current Banner Bank deposit clients.
Card replacement fee may apply.