Banner's Business Checking Account Options | Apply Online Today

Manage your business anytime with a hard working checking account.

  • Keep track of your business finances with online and mobile banking
  • Manage your Mastercard® debit card with debit card suspicious activity alerts and access to Debit Card Controls
  • Use any Banner Bank owned ATM^. We don’t charge you to use a non-Banner Bank owned ATM
  • 20% discount on first check order
  • Check Safekeeping Statements available

Choose the checking account that's best for your business:

Basic Business Checking
An account with a low monthly service charge for small businesses with fewer transactions.
Complete Business Checking
Manage higher volumes & transactions with the option to earn interest.
Complete Plus Business Checking
Simplify higher volumes of payment processing with complimentary treasury management servicesƒ.
Analyzed Business Checking
For businesses with large deposit balances and transaction volumes, earnings offset the service charge.

Get up to a $500** bonus when you open a new business checking account.

  • Earn a $500 bonus** when you open a new business checking account with a minimum balance of $25,000.
  • OR Earn a $100 bonus** when you open a new checking account and deposit a minimum of $1,000.

Use offer code 2025DP when you open your accounts online or at a branch.

Related services to help your business grow:

Merchant Services
Accept Visa®, Mastercard®, Discover® and American Express® payments in store, online or on a mobile device.
Commercial Credit Cards
Streamline business payments with the option to earn rewards for business spending.
Business & Commercial Financing
Fast financing from an SBA-preferred lender, we can tailer financing options to help your business grow.

Easily open a Banner Bank business account today.

Streamline opening your business account online. Click below to see what documents you'll need to complete the online account opening process.
^
When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
ƒ
Treasury Management Services are coordinated with a Treasury Management consultant or support. Call Treasury Management at 877-856-7933 or email treasurymanagement@bannerbank.com for more details.
Analyzed Checking clients accrue earnings credits on combined balances that can offset some or all service charges. Call Treasury Management at 877-856-7933 or email treasurymanagement@bannerbank.com for more details.
**

To receive the offer, you must open your account online at bannerbank.com or at a Banner Bank branch and use the promo code at account opening that was provided to you by Banner Bank. Banner Bank is not responsible for, and will not honor, promotional offers that appear on non-Banner Bank websites or that are not authorized by Banner Bank. Standard account opening requirements apply. You may only receive one new account opening-related bonus per business entity with a unique tax ID on a business checking account every two years. To qualify for the checking offer, you must not already have a business checking account with Banner Bank. You may only receive one new account opening related bonus per business entity with a unique tax ID on a business savings or money market account every two years. To qualify for the savings offer, you must not already have a business savings or money market account with Banner Bank. Offer not available for local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. Offer is available to businesses with addresses in OR, WA, CA or ID only. Offer is subject to change without notice and may not be combined with any other offer.

 

To receive the $500 business checking bonus: 1) Open a new Banner Bank Basic Business Checking, Complete Business Checking (with or without interest) or Complete Plus Business Checking account, which has a minimum opening deposit of $100, AND; 2) Deposit a total of $25,000 or more in new money (not held at Banner Bank) into that account within 30 days of account opening; AND 3) Maintain at least a $25,000 minimum daily balance for an additional 90 days.

 

To receive the $100 business checking bonus: 1) Open a new Banner Bank Basic Business Checking, Complete Business Checking (with or without interest) or Complete Plus Business Checking account, which has a minimum opening deposit of $100, AND; 2) Deposit a total of $1,000 or more in new money (not held at Banner Bank) into that account within 30 days of account opening; AND 3) Maintain at least a $1,000 minimum daily balance for an additional 90 days.


To receive the $100 business savings bonus: 1) Open a new Banner Bank Business Savings, Business Money Market or Banner’s Best Business Savings account, which has a minimum opening deposit of $100, or a High Yield Relationship Savings account, which has a minimum opening deposit of $25,000 new money to Banner Bank, AND; 2) Deposit a total of $1,000 or more in new money(not held at Banner Bank) into that account within 30 days of account opening; AND 3) Maintain at least a $1,000 minimum daily balance for an additional 90 days.


After you have met the above requirements and the account has been open for 90 days, we'll deposit the bonus into your new account within 30 days. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. Account must be in an open status and in good standing at the time of payout.
Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply.

 

Fees: Service fees may apply based on the account(s) you select. For a schedule of fees and deposit account agreements, please visit our terms and tips page.

IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 6/30/2025. 

Merchant Services are subject to credit approval and are limited to Washington, Oregon, Idaho or California. Call Merchant Services at 509-434-3765, email merchantservices@bannerbank.com, or visit your local branch for more details.