Basic Business Checking

A business checking account with all the fundamentals

Manage your business finances with ease. Banner’s Basic Business Checking is a great choice when you are just starting out. Open your Basic Business Checking account today with $100 or more and get $100 off your first check order.

With Banner's Basic Business Checking, you'll get:

Monthly service charge waived
$10 monthly service charge waived with $800 minimum daily balance; or $2,500 average daily balance; or an average $5,000 daily checking/savings deposit relationship balanceΔ.
Item processing included 
The first 200 items each month are processed, then $0.40 per additional item.
Cash and currency included
The first $10,000 cash and currency transactions included each monthly statement cycle at no cost, then $0.20 per each $100 after.

Payments Delivered with Merchant Services

We can help your business accept and process payments. Count on Banner Bank's Merchant Services for:

  • Next day funding
  • Competitive rates and no hidden fees
  • Point-of-sale, online and mobile processing solutions
  • 24/7 support

Get started with a free Merchant Services terminal, mobile card reader, or a one-time $200 statement credit.

Applying for a business checking account is easy.

Not sure what checking account is right for you? 

Δ
The average daily checking/savings relationship balance includes all of the business’s checking, savings, and money market accounts.

Item processing limit includes all transactions and items deposited.

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When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
‡ 
Message and data rates may apply. May require authentication, registration, and/or activation.
May require authentication, registration and/or activation. 
Γ
Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California.
Merchant Services are subject to credit approval and are limited to Washington, Oregon, Idaho or California. Call Merchant Services at 509-434-3765, email merchantservices@bannerbank.com, or visit your local branch for more details.