Home Equity Line of Credit Offer - Special Rates for a Limited Time
Achieve your dreams with Home Equity Line of Credit starting at 6.49% APR*.
With a Home Equity Loan or Home Equity Line of Credit (HELOC), you use the equity in your home to finance a variety of home improvements, to-dos and more. To apply, visit a branch or call our Digital Lending team at 866-641-5335.
Achieve your goals with a HELOC
A HELOC can help in so many ways. Some of the common reasons homeowners take out a HELOC are:
- Home improvements big and small
- Education costs
- Travel or vacation
- Consolidating debt or paying off bills
- Unexpected expenses
Available at a special rate with our Banner's Best Checking Account
- Earn more interest with higher balances
- Earn 0.25% over posted rates on new and renewed Certificates of Deposit
- We reimburse the fees for any ATM you use in the U.S.
- Online and mobile banking, bill pay, digital wallet and more
To learn more and apply:
Visit a branch or call us to apply by phone.
Monday-Friday 8:00 am - 5:00 pm (Pacific Time)
What is a HELOC and How Can You Use One?
A home equity line of credit, otherwise known as a HELOC, allows you to use the equity in your home to finance a variety of sizeable expenses. In this blog, you'll learn about HELOCs and get tips on how you can use one.
How quickly can I pay off debt?
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Four Steps to Improve Your Credit Score
When considering a new financing option, it's important that your credit score is in tip-top shape. That's why knowing your score is an important first step. In this blog, we share four steps you can take to improve your credit score.
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APR (Annual Percentage Rate) as low as 6.49% fixed for first 12 months requires a minimum FICO score of 780 or greater, not all applicants will qualify. Rate includes a 0.25% discount with autopay AND 0.25% for Banner’s Best checking account. Followed by a floating rate of WSJ Prime plus 0.74% with a floor rate at 5.99% APR. $200 documentation fee, waived. Annual fee of $125 applied on first anniversary and each year after. Maximum Loan to Value is 80%. Excludes, existing Banner Bank HELOCs, Home Equity Loans, Bridge Loans and non-owner-occupied transactions. Residential appraisals only, no commercial appraisals and proof of insurance is required. Subject to credit approval. Not all applicants will qualify. Minimum FICO of 650 required for program. Available for applications submitted between April 7, 2025 and June 13, 2025.