Home, Student, Vehicle & Personal Loans

Home Loans

For everybody from first time home-buyers to seasoned home owners looking to refinance. Learn more about securing a home loan» today.


Personal Loans & Lines of Credit
If you’re looking for extra cash for specific purchases, medical bills or even taxes, then take a look at options for personal loans and lines of credit.
Home Renovation Financing Options
One of the first big decisions when starting a home improvement project is planning how to pay for it. See what options we offer to fund your next home project.
Home Equity Loans & Lines of Credit
Installment loans or revolving lines of credit» secured by the equity in your home give you access to cash for repairs or unexpected expenses.

Credit cards that earn rewards

Choose from a variety of cards and find the one that fits your needs. Get Mastercard's® free monitoring and alerts to help protect your personal information online. Earn 4 points for every $1 purchase, which you can redeem for travel, gift cards, merchandise or cash back.

What is a HELOC and how can I use one?
Whether it’s a new roof that just can’t wait or college tuition coming due, sizable expenses sometimes require financing. If you are a homeowner, a source of funds that may be available is a home equity line of credit, or HELOC. 
How much home can I afford?
Looking to buy a home? It's good to know what you can afford before you start shopping. Use this calculator to see how much your monthly mortgage payments will be.

Limited time offer - HELOC rates as low as 6.99% APR*

Any time is a great time to make home improvements, but for a limited time, your options are even better with a special rate from Banner Bank. Available for Home Equity Line of Credit applications submitted between March 20, 2023 - May 19, 2023.

Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients. View a list of Banner Bank's Mortgage Loan Originators National Mortgage Licensing System ID numbers.
Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.
APR (Annual Percentage Rate) is fixed for the first 12 months, followed by a floating rate of WSJ Prime plus 0.99% with a floor rate at 6.74%. Rate as low as 6.99% APR includes discounts of 0.25% with auto-pay and 0.25% for having a Banner’s Best checking account. The maximum APR is 18.00%. Floor rate and margin may vary based on credit score. All HELOCs have a 10-year draw period and a 15-year repayment term for a total term of 25 years. $200 documentation fee. Annual fee of $125 is waived the first year. Maximum Loan-to-Value is 80%. Proof of insurance is required. Excludes existing Banner Bank HELOC clients and non-owner occupied transactions. Residential appraisals only, no commercial appraisals. Subject to credit approval. Available for applications submitted between March 20, 2023 and May 19, 2023.