Banner's Business Checking Account Options | Apply Online Today

Manage your business with a hard-working checking account.

  • Keep track of your business finances anytime with online and mobile banking
  • Manage your Mastercard® debit card with alerts and card controls
  • Pay expenses with unlimited Business Bill Pay

Earn up to $600** when you open new Business Accounts.

For a limited time, you can receive $200, $300, $500 or $600 by opening new business accounts and meeting all deposit and minimum balance requirements for 90 days.

Enjoy these benefits with all Banner Bank business checking accounts:

Complete Plus Business Checking Features and Benefits

  • $75 monthly service charge waived with $75,000 minimum daily balance
  • Up to 400 items processed each month included then $0.40 per additional item
  • Up to $25,000 cash and currency transactions processed each month then $0.20 per $100 for additional transactions
  • Treasury Management Services options available to help manage cash flow while optimizing liquidityƒ
  • Paper statements included at no cost

Complete Business Checking Features and Benefits

  • $18 monthly service charge waived with $5,000 minimum daily balance; or $10,000 average daily balance; or $20,000 average daily checking/savings relationship deposit balanceΔ
  • Opt-in to a $20 per month service charge to earn interest on your balance
  • Up to 275 items processed each month included then $0.40 per additional item
  • Up to $20,000 cash and currency transactions processed each month then $0.20 per $100 for additional transactions
  • Treasury Management Services Bundle options are included to help manage cash flow while optimizing liquidityƒ
  • Paper statements included at no cost

Basic Business Checking Features and Benefits

  • $10 monthly service fee waived with $800 minimum daily balance; or $2,500 average daily balance; or $5,000 average daily checking/savings relationship deposit balanceΔ
  • Up to 200 items processed each month included then $0.40 per additional item
  • Up to $10,000 cash and currency transactions processed then $0.20 per $100 for additional transactions

Explore our Analyzed Business Checking account for advanced cash management.

  • An ideal business checking account for businesses with very large deposit balances and transaction volumes
  • Contributes to and sustains businesses with complex cash management needs.
  • Earnings on Analyzed Business Checking account balances help offset monthly service charge

Easily open a Banner Bank business account today.

Streamline opening your business account online. Click below to see what documents you'll need to complete the online account opening process.
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To receive the offer, you must open your account online at bannerbank.com or at a Banner Bank branch and use the promo code at account opening that was provided to you by Banner Bank. Banner Bank is not responsible for, and will not honor, promotional offers that appear on non-Banner Bank websites or that are not authorized by Banner Bank. Standard account opening requirements apply. You may only receive one new account opening-related bonus per business entity with a unique tax ID on a business checking account every two years and one new account opening-related bonus per business entity with a unique tax ID on a business savings or money market account every two years. Offer not available for local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. Offer is available to businesses with addresses in OR, WA, CA or ID only. Offer is subject to change without notice and may not be combined with any other offer.
To receive the $500 business checking bonus: 1) Open a new Banner Bank Basic Business Checking, Complete Business Checking (with or without interest) or Complete Plus Business Checking account, which has a minimum opening deposit of $100, AND; 2) Deposit a total of $25,000 or more in new money (not held at Banner Bank) into that account within 60 days of account opening; AND 3) Maintain at least a $25,000 minimum daily balance for an additional 90 days. 
To receive the $200 business checking bonus: 1) Open a new Banner Bank Basic Business Checking, Complete Business Checking (with or without interest) or Complete Plus Business Checking account, which has a minimum opening deposit of $100, AND; 2) Deposit a total of $2,000 or more in new money (not held at Banner Bank) into that account within 60 days of account opening; AND 3) Maintain at least a $2,000 minimum daily balance for an additional 90 days. 
To receive the $100 business savings bonus (in addition to a checking bonus offered above: 1) Open a Banner Bank Business Savings, Business Money Market or Banner’s Best Business Savings account, which requires a minimum opening deposit of $100, or open a High Yield Relationship Savings account, which has a minimum opening deposit of $25,000 new money to Banner Bank, at the same time your Banner Bank business checking account is opened; AND 2) Deposit a total of $1,000 or more in new money within 60 days of account opening; AND 3) Maintain a $1,000 minimum daily balance for an additional 90 days. 
After you have met all the above requirements and your account has been open for at least 90 days, we'll deposit the bonus into your new account within 30 days. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. Account must be in an open status and in good standing at the time of payout.
Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply.

Fees: Service fees may apply based on the account(s) you select. For a schedule of fees and deposit account agreements, please visit our terms and tips page.

IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 12/31/2024.

Message and data rates may apply.
May require authentication, registration and/or activation. 
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When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
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Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California.
Merchant Services are subject to credit approval and are limited to Washington, Oregon, Idaho or California. Call Merchant Services at (509) 434-3765, email merchantservices@bannerbank.com, or visit your local branch for more details.
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The average daily checking/savings relationship balance includes all of the business’s checking, savings, and money market accounts.

Item processing limit includes all transactions and items deposited.

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Treasury Management Services are coordinated with a Treasury Management consultant or support. Call Treasury Management at 877-856-7933 or email treasurymanagement@bannerbank.com for more details.
Per item charges are calculated via account analysis. A detailed statement of account charges is available through Banner Online Banking.