Banner Wealth and Investment Services | Retirement Planning

Strategies for a successful retirement.

When it comes to retirement planning, there are several savings vehicles to choose from. And there are also assumptions you need to make about inflation, Social Security benefits, your longevity and healthcare expenses during retirement. Successful retirement planning can be broken down into two simple saving mantras:

  • Start saving as early as you can.
  • Save as much as you can.
Contact a Financial Advisor

How much should you save for retirement?

Financial professionals recommend saving enough to replace 75-80% of your pre-retirement income to maintain your lifestyle in retirement. That number will vary according to your own unique situation and circumstances.

Our financial calculators can help you start the planning process.

Retirement Planner

How soon can I retire and how much will I be able to spend each month?

Try the Retirement Calculator
401(k) Calculator

How much more will I save toward retirement if I contribute to my 401(k)?

Try the 401k Calculator
Roth vs. Traditional IRA

Which is better for me, a Roth or Traditional IRA?

Try the IRA Calculator

Five Steps to Help Achieve Retirement Planning Success

Your financial advisor will assist you with your retirement plan, but here are five steps to consider.

  1. Choose your savings account types.
  2. Start early.
  3. Increase your savings rate whenever possible.
  4. Remember to plan for healthcare expenses.
  5. Seek professional advice from a financial advisor.
Retirement Plans for Individuals
Learn about the many options for individual retirement savings, including Traditional IRAs, Roth IRAs and 401(k) plans.
Explore individual retirement plans
Retirement Plans for Businesses
There are many retirement options for business owners and their employees, including SIMPLE IRAs, SEP and 401(k) plans.
Explore business retirement plans

Ready to get started?

Contact one of our financial advisors to start planning for your future, today.

Find a Financial Advisor

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA| SIPC). Insurance products are offered through LPL or its licensed affiliates. Banner Bank and Banner Wealth and Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Banner Wealth and Investment Services, and may also be employees of Banner Bank. 

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