World Rewards Mastercard® Credit Card

Take your credit card to the premium level

World Rewards Mastercard credit card clients can experience all the benefits of a TruRewards credit card while gaining additional features from Mastercard. This premium credit card will be issued to clients with credit limits of $15,000 or more and qualifying credit scores. Visit your local branch to apply for a World Rewards credit card.

The joy of low rates and fees

  • No annual fee for unsecured card*
  • Low 16.24% variable APR on purchases and balance transfers
  • No balance transfer fee, no cash advance fee, and no over-the-limit fee
  • 1.10% foreign transaction fee

Earn more with our TruRewards Program

  • Receive 4,000 points just for activating your card
  • Get 10,000 annual bonus points with $10,000 spent in a calendar year
  • Earn 4 points on every $1 you spend on qualifying purchases
  • Redeem points through our TruRewards program towards cash back, gift cards, local rewards, travel benefits, and merchandise

Enjoy expanded Mastercard benefits

Enjoy all the benefits of a TruRewards Mastercard credit card, plus: 

  • Worldwide Automatic Travel Accident & Baggage Delay Insurance
  • Cell phone protection up to $1,000
  • Mastercard Airport Concierge - 15% discount on Airport Meet & Greet services
  • Car Rental insurance through MasterRental

No matter which card you chose, all Banner Bank credit cards give you access to:

business woman sitting with her luggage, tablet, and credit card
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MyCardstatement
Online card access to manage your card anytime and anywhere.
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Banner TruRewards
Rewards like cash back, gift cards and travel that you can redeem online.
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Digital Wallets
Add your credit card to a digital wallet of your choice to make fast and secure payments in store, in-app or online.
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Contactless Payments

Out credit cards are equipped with contactless payment technology. To pay quickly and securely at retail stores, tap your card on the contactless symbol at the checkout register.

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Real-Time Notifications

When you provide us with your mobile phone number, we can text you fraud alerts for your Banner Bank credit card. Simply reply Yes to confirm your credit card activity or No for unauthorized transactions. Text messages come from short code 86975.

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Credit Card Fraud Notification
When you provide us with your mobile phone number, we’ll text you if we notice suspicious activity on your card. Otherwise, we may contact you by phone if we detect suspicious activity.
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Interactive Demos

We have step by step demos that walk you through how to quickly and securely access your credit card online to make payments and more. 

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Client Support

24x7 customer service at 855-891-4821.

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If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.
Limitations and restrictions apply. Refer to your Guide to Benefits for details.
Credit Cards are issued and serviced by Banner Bank. Member FDIC. Equal Housing Lender