Debt-to-Income Ratio

Debt-to-income (DTI) ratio is a percentage of a consumer’s monthly gross income that goes toward paying debts (e.g., mortgage/rent, credit card payments, student loans, car loans, child support/alimony payments and so on). Just like your credit score, DTI is an important factor to your overall financial health and may be a factor discussed when you apply for credit.⁺⁺

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For more information about these these financial calculators please visit: Dinkytown.net Financial Calculators from KJE Computer Solutions, Inc.

By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.

Financial Calculators from
Dinkytown.net

Debt-to-Income Ratio | Banner Bank

*indicates required.

Your monthly income

$0.00

Gross amount paid:*This entry is required.Enter an amount between $0 and $10,000,000

Frequency:*This entry is required.

Other income:*This entry is required.Enter an amount between $0 and $10,000,000

Frequency:*This entry is required.

Spouse's monthly income

$0.00

Mortgage and debt

$0.00

House payment:*This entry is required.Enter an amount between $0 and $10,000,000

Auto payment:*This entry is required.Enter an amount between $0 and $10,000,000

Auto two payment:*This entry is required.Enter an amount between $0 and $10,000,000

Credit card payments:*This entry is required.Enter an amount between $0 and $10,000,000

Other debt payments:*This entry is required.Enter an amount between $0 and $10,000,000

**FIG_GRAPHTITLE** Column Graph: Please use the calculator's report to see detailed calculation results in tabular form.

Monthly debt payments of KJE1 leave you with KJE2

Definitions

Gross amount paid

Your total gross income from your paycheck.

Other income

Any other regular income you receive, such as rental payments or investment income.

House payment

Monthly payment for your home or apartment. For a home payment, include principal, interest, property taxes and insurance (PITI).

Auto payment

Your monthly auto loan payment. This should be for your auto loan only, auto insurance should not be included.

Auto two payment

Any additional auto, truck or RV payments should be entered here.

Credit card payments

Enter the total of all of your credit card payments. For this calculation, please enter the minimum payment amounts, even if you pay off a larger portion of your balance each month.

More information from Banner about loans and savings habits:

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The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.