First Time Home Buyers

Start planning your housewarming party.

If you’ve never bought a home or haven’t owned one in recent years, let us walk you through the process. Our specialists will listen to you, explain the options and help you find the best home loan for your situation. And, you’ll be toasting your new home in no time.

With a Banner Bank home loan, you'll get:

We can help you:
  • Make sense of options such as conventional, FHA, VA, USDA Rural Housing Loans and various state bond loan programs.
  • Lock in a fixed rate.
  • Access down-payment assistance.
  • Get into a home with little or no down payment. Financing may require mortgage insurance.
I want to buy a home, part 1 
In this blog, we share four important steps you should take before starting your home buying journey.
Homebuyer Education Classes

If you're looking to buy a home, let us walk you through the process. Our Home Buyer Education Classes are led by our specialists.

How much home can I afford?
Looking to buy a home? It's good to know what you can afford before you start shopping. Use this calculator to see how much your monthly mortgage payments will be.

Ready to own your dream home? Visit our online mortgage application center.