NMLS# 185396
About
Since 1989 Terry Pemberton has been guiding families through the mortgage loan process. His experience with residential construction loans is especially important to his clients who are navigating the sometimes-complex homebuying journey. In fact, Terry's extensive knowledge allows him to help clients understand every step, from application to closing, and what to expect along the way. This thorough approach, combined with personalized attention, has helped Terry earn several professional accolades over the years.
While Terry now calls Washington state home, he holds a degree in economics from the University of Georgia and still loves watching his Georgia Bulldogs play.
Call Terry today to get started or to hear more about your loan options.
Featured
- Our Community Heroes program aims to counteract the rising cost of housing by making financing accessible and affordable for frontline professionals. We’re honored to help neighbors become homeowners.
- Buying your first home is a exciting decision. Our specialists are here to learn about your homeownership goals and assist you with financing options that are right for you.
- If you are looking for a government home loan, we have you covered with our wide range of loan options. FHA Loans, VA Loans and USDA Rural Loans offer favorable rates and low down payment requirements.
Services
- Purchase
- Refinance
- Cash-out Refinance
- Down Payment Assistance
- Pre-qualification
- Pre-approval
- Mortgage Rates
- Fixed Rate Loans
- Adjustable Rate Loans
- Vacation/Second Homes
- Investment Properties
- Land Loans
- Home Equity Line of Credit (HELOC)
- Community Land Trust
Payment Calculators
- Mortgage CalculatorEnter your loan amount and interest rate to calculate your estimated monthly payment.
- Rent vs. Buy a HomeThe decision to buy a home is an important one. Our Rent vs. Buy Calculator helps you weigh your options.
- 15 vs. 30 Year MortgagePaying less interest vs. having a lower monthly payment. There’s much to consider when it comes to the length of your loan.
- Mortgage RefinanceInterest rates are just one factor in determining if a refinance is right for you.