This account is designed for customers who wish to earn interest on their investments without tying up funds in a term account. It allows unlimited withdrawals by ATM or in person and there is no service charge or minimum balance for children under the age of 18.
| Minimum Opening Balance |
$100 |
| Minimum Daily Balance Required to Avoid Monthly Service Charge |
$250 |
| Monthly Service Charge |
$5 |
| Withdrawal Fee |
$1 per withdrawal (first 6 free)1 |
Account Options and Features:
- Competitive interest rate—Compounded daily and credited quarterly
- Unlimited withdrawals in person or by ATM
- Unlimited deposits
- Free ATM card2
- Free Banner Online Banking
- Free Banner Bank-by-Phone
- Direct deposit available
- Automatic savings plan available
- Automatic loan payment available
- Link to your Banner checking account for overdraft protection3
- No service charge or minimum balance for children under 18
1 Excessive withdrawal fee applies when the account exceeds 6 pre-authorized third party withdrawals per statement period (if no more than 31 days). If statement period is quarterly, 6 pre-authorized withdrawals are allowed per calendar month. 2 No charge by Banner Bank when using non-bank owned ATMs. 3 Subject to transaction limits and funds availability.