Not everyone wants the same thing from a checking account. That's why Banner Bank offers Free Checking, Interest Checking, and Banner's Best Checking. Compare the different accounts below to see which one is right for you.
Personal Checking Account Comparison:
| Online Account Opening |

|

|

|
| Minimum Opening Balance |
$100 |
$100 |
$100 |
| Minimum Daily Balance Required to Avoid Monthly Service Charge |
$0 |
$500 or average daily balance of $1,000 |
$5,000 or average daily balance of $10,000 |
| Monthly Service Charge |
$0 |
$8 |
$12 |
| Competitive Interest Rate |
— |
Compound daily |
Compound daily—Tiered rates |
| Banner Bank-by-Phone |
Free |
Free |
Free |
| Banner Online Banking |
Free |
Free |
Free |
| Banner Online Bill Pay |
Free |
Free |
Free |
| Visa Check Card |
Free |
Free |
Free |
| Platinum Rewards Visa Credit Card1 |
Free |
Free |
Free |
| Overdraft Protection2 |
Available |
Available |
Available |
| Additional Options and Features |
- Free check images
- 1 free box of wallet-style stock checks
- Unlimited free wallet-style stock checks for customers 50+
|
- Free check images
- 1 free box of wallet-style stock checks
- Unlimited free wallet-style stock checks for customers 50+
|
- Free check images
- Unlimited free wallet-style stock checks
- Surcharge free ATM network3
- 0.25% over posted Certificate of Deposit rates4
- 0.25% discount on consumer loans, in addition to 0.25% for automatic payment
- 50% off safe deposit annual rental fee where available
- Free traveler's checks, cashier's checks and money orders
|
1 Subject to credit approval and limited to current Banner Bank deposit customers or residents of WA, OR and ID. 2Overdraft protection option available from a line of credit or deposit account. 3 Applicable for US ATM transactions only. Any surcharges assessed by non-bank owned ATMs will be rebated by Banner Bank to customer’s account. 4 On selected terms and to be used for new certificates of deposit or at renewal.