Not everyone wants the same thing from a checking account. That's why Banner Bank offers E-Checking, Connected Checking, and Banner's Best Checking. Compare the different accounts below to see which one is right for you.
Personal Checking Account Comparison:
| Online Account Opening |
|
|
|
| Minimum Opening Balance |
$100 |
$100 |
$100 |
| Minimum Daily Balance Required to Avoid Monthly Service Charge |
$0 |
$0 |
$5,000 or average daily balance of $10,000 |
| Minimum Monthly Activity Requirements |
— |
12 debit card transactions |
— |
| Monthly Service Charge If Balance And Activity Requirements Are Not Met |
$0 |
$7 |
$12 |
| Competitive Interest Rate |
— |
— |
Compound daily—Tiered rates |
| Monthly Paper Statement Charge1 |
$3 |
$0 |
$0 |
| Banner Bank-by-Phone |
Free |
Free |
Free |
| Banner Online Banking |
Free |
Free |
Free |
| Banner Online Bill Pay |
Free |
Free |
Free |
| Visa Debit Card |
Free |
Free |
Free |
| Platinum Rewards Visa Credit Card2 |
Free |
Free |
Free |
| Overdraft Protection |
Available |
Available |
Available |
| Additional Options and Features |
- Free notary public services
- Free E-Statements
- Customers 50+ receive free Banner Bank wallet-style stock checks or 50% off any style
|
- Free notary public services
- Free E-Statements
- Eligible for Simply Banner3
- Customers 50+ receive unlimited free wallet-style stock checks or 50% off any style
- Up to $10 per month rebate of surcharges assessed by non-bank owned US ATMs
- Discount on Banner’s Savings account - open with $25, set up a $25 monthly transfer from your checking account, and the minimum balance is waived
- Additional option to avoid service charges with significant relationship deposits
|
- Free notary public services
- Free E-Statements
- Eligible for Simply Banner3
- Free Banner Bank wallet-style stock checks or 50% off any style
- Surcharge free ATM network4
- 0.25% over posted Certificate of Deposit rates5
- 0.25% discount on consumer loans, in addition to 0.25% for automatic payment
- 50% off safe deposit annual rental fee where available
- Free traveler's checks, cashier's checks and money orders
|
1 Monthly paper statement delivery fee assessed when not enrolled in E-Statements. 2 Subject to credit approval and limited to current Banner Bank deposit customers or residents of WA, OR and ID. 3 Once the account is enrolled in E-Statements, associated Visa debit cards will earn Visa Extras Points on qualifying purchases. 4 Applicable for US ATM transactions only. Any surcharges assessed by non-bank owned ATMs will be rebated by Banner Bank to customer’s account. 5 On selected terms and to be used for new certificates of deposit or at renewal.