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With no minimum balance requirement and no monthly service charge, this account is an excellent choice for college students or individuals on a fixed income.

Terms and Pricing  

Minimum Opening Balance $100 
Minimum Daily Balance Required to Avoid Monthly Service Charge  $0
Monthly Service Charge $0

  Account Options and Features:

  • Unlimited check writing
  • Unlimited Visa Check Card usage
  • 1 Free box of wallet-style Banner Bank stock checks
  • Unlimited free wallet-style Banner Bank stock checks for customers 50+
  • Free Banner Online Banking and Bill Pay
  • Free Banner Bank-by-Phone
  • Extensive ATM network—no charge by Banner Bank when using non-bank owned ATMs
  • Free check images available
  • Direct deposit available
  • Automatic savings plan available
  • Automatic loan payment available
  • Overdraft protection option available from a line of credit or deposit account
  • Overdraft privilege may be available up to an assigned limit
  • Itemized monthly statement